Profile of Services

B&B Financial Solutions is a pioneer in Debt Management, Financial Rehabilitation & related                                                                                             

services, operating successfully since 2008. 
B&B Financial Solutions is an example of a small company that was transformed to an economic
sustainable income company.                  
 We are situated at Unit 103 Cuthberts Building, 78 Charlotte Maxeke Street, Bloemfontein.                                                                                                                                 
A vital party of B&B Financial Solutions objective is to focus on maximizing client satisfaction
and service delivery.

Motivational Background                                                                                      
Almost without exception, all individuals will experience financial problems during the course
of their lives.   
Disregard for an individual’s financial rights arises when there is an imbalance of financial
information.            
B&B Financial Solutions endeavours to correct this imbalance.

What B&B Financial Solutions Offer:
The Debt management program to assist a client with existing financial problems.                                                                              
Assistance in an Administration or Garnishee order issued or to be issued against a client.                                                                                                

Investigation and rescission of Administration orders, Debt review orders, Emolument Attachments (Garnishees),

Investigation of Credit Bureau listings and removal of such listings where possible. Negotiations for lowering
monthly account instalments etc.

Assistance with general financial advice.                                                                                                                                                                                

Mission:     We stand for justice, fairness and honesty in a democratic society.                                                                                                                     

We believe that knowledge is the ultimate form of self-empowerment.                                                                                                                                     

We want to make a difference in the lives of ordinary people.                                                                                                                                          

Vision:            The vision of B&B Financial Solutions is to facilitate a financial environment conductive
to our client’s welfare by respecting and protecting our client’s financial rights.

Consumers are increasingly experiencing pressure due to financial over-commitment.

This situation is mainly due to the following factors:

·        Exploitation by micro lenders.                                                                                                                                                                       

Indiscriminate granting of credit by the retail industry.                
Lack of financial skills on the part of the consumer.                
Serious misrepresentation on the part of the supplier’s representative.

The B&B Financial Solutions product addresses the past financial mistakes of the client.
The client’s credit record is assessed to enable him/her to make an informed decision with regards to his/herr credit profile
                                                                              
Investigations are conducted into Administration orders end salary deductions. In many cases there are severe
discrepancies on the detriment of the employee.
B&B Financial Solutions can appoint an attorney in cases where there are sufficient grounds to approach court.
These include the rescission of administration orders and individual judgements for debt. Legal cost incurred,
will be from the clients own account, as negotiated with each individual.

Payment Method                                                                                                                                                                                                                        

Debit order (AEDO & NAEDO) is our preferred method of payment, adding to both the safety and security of the client.  

Costs                                                                                                                                                                                                                     
 B&B Financial Solutions service fees are optional to the client’s needs. These fees will be discussed with each client,
but may vary from one to ten payments.   
                                                                                                                                                                                     

IN CONCLUTION:                                                                                                                                                                          
The key to successful debt management is financial discipline. We are firmly against the granting of “consolidation” loans.
It is only a short term solution. Consumers following this route will eventually fall back into the debt spiral.

We take pride in providing a professional and effective service to all our clients.